Skip to main content

Oregon Health Insurance

Illustration of a clipboard and an stethoscope placed around a laptop.

Oregon Health Care Open Enrollment for 2022 Begins Nov. 1, 2021

Applying for health insurance through the Affordable Care Act can be confusing. There are many plans to choose from, all with different premiums and deductibles, as well as a variety of costs for your primary care doctor, specialist visits and pharmacy. At Freeway Insurance, we have skilled agents who can help you navigate the choices.

  • Oregon health care open enrollment begins Nov. 1, 2021 and ends Jan. 15, 2022. Coverage for those who enroll during this period begins on Jan. 1, 2022.
  • Oregon has a state-run exchange that uses the HealthCare.gov enrollment platform.
  • We can help you select how much coverage you need and the amount you will pay by explaining the four categories: Bronze, Silver, Gold, & Platinum. Learn more about health plan metal tiers.
  • There will be four providers in Oregon for all residents, with two additional providers for certain sections of the state, to choose from, all with different degrees of coverage and premiums.
  • You may qualify for a financial stipend based on your income that helps pay for both coverage and care. See if you qualify.
  • Enrollment is available from your home’s comfort and safety online, over the phone or in our office.

Health Insurance for You and Your Family in Oregon

Understanding which providers are available to you in Oregon and which ones are going to provide the care you need at the price you want can be tricky. You want to pick a plan that has the appropriate amount of coverage, but also one that you can afford. With a wide variety of plans available at different tiers, it can get confusing fast. At Freeway Insurance, we can help you and your family sort it all out.

Even though Oregon law no longer requires health insurance, it still makes sense to protect yourself and your loved ones. Being proactive about your family’s healthcare will save you money and stress in the long run.

At Freeway Insurance, our agents are standing by to help you find the proper health insurance that you can afford. Call us at 800-435-0485 to get answers about health insurance today.

Find Peace of Mind with Health Insurance

Some people think health insurance is just for times when you or a family member is critically ill or injured. In reality, health insurance more than pays for itself when you take into consideration that regular, preventative medical attention can help keep you from becoming very ill in the first place. Health insurance also helps manage chronic conditions – and their costs – such as diabetes, arthritis and more.

A girl and her mother and father happy with health insurance visiting a doctor

Oregonians who have health insurance can relax, knowing that in the event of an accident or an illness, their health insurance is going to help them pay the bills. You and your family won’t have to do without when it comes to needing medical care. Don’t wait – enroll before the deadline.

Freeway Understands Oregon Health Care

Understanding insurance jargon about deductibles, premiums, what’s covered, what’s not and for how much money is complicated. At Freeway, we can help you make sense of all the options, including:

  • Working through the ACA website to connect you with the right health insurance for your needs.
  • Compare plans available for residents of Oregon—rates have changed for almost all providers in 2022.
  • Identify if you qualify for any free or low-cost programs.
  • Know exactly what your premiums will be and what coverage you’ll receive.
  • Apply for government financial assistance for help with both the cost of care and health insurance premiums.
  • Meet enrollment deadlines.

Get outstanding service all year round: before, during and after the enrollment period. We’re here to help!

Missed the Deadline? You May Still Qualify for Coverage

In Oregon, you must apply for health insurance through the marketplace by Jan. 15, 2022 to be covered for 2022. However, there are certain life events that will allow you to apply after the deadline has passed. These qualifying life events include:

  • Having a child by birth, adoption, or foster care.
  • Placing a child for adoption or foster care.
  • Change in where you live (including release from jail).
  • Losing health care (such as losing employer coverage, or no longer qualifying for Medicaid).
  • Change in your income, particularly a drop that impacts your ability to pay for health insurance.
  • Turning 26-years-old and losing eligibility under your parent or guardian’s plan.
  • Marriage or entering a domestic partnership.
  • Becoming a citizen, national or lawfully present individual.

Finding Health Insurance in Oregon Can Be Stress Free

At Freeway Insurance, we are here to make navigating health insurance in Oregon as easy as possible. We are experts in finding the best and most affordable healthcare for you and your family. We take the stress out of signing up for marketplace healthcare. Call 800-435-0485 today to find out how we can help.

Online
Over the phone
Visit us