Most people don’t think about purchasing insurance for their watercraft (boat, Jet Ski, water scooter, etc.) but it’s important, nonetheless. The coverage provided by watercraft insurance, also known as boat insurance or personal watercraft insurance, varies according to the type of watercraft being insured because different types of watercraft carry different risks. In addition, the amount of damage to a watercraft that is covered under a watercraft insurance policy is dependent on how the policy treats depreciation. Another important detail to keep in mind is that watercraft insurance does not provide liability coverage for injuries caused by the operation of the boat or watercraft. Check out the topics, FAQs and glossary terms below to learn more about watercraft insurance.