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AD&D Insurance Glossary

Illustration of a AD&D Insurance Glossary

A

AD&D Insurance

Accidental death and dismemberment insurance is a limited form of life insurance that pays benefits in the case of a death caused by an accident or receiving partial benefits if the covered lose a bodily appendage, loses their sight, or has permanent paralysis due to an accident.

D

Dependents Coverage

An AD&D policy that includes the insured’s dependents, such as children or a spouse, into their insurance plan.

G

Group Life Supplement

An AD&D benefit added to a group life insurance contract.

S

Sports Insurance Coverage

AD&D coverage that covers accidents and injuries that the insured experienced while participating in a sports activity.

Student Accident Insurance

An AD&D plan that is applied to students if they experienced the accident at school or at a school-sponsored activity.

T

Travel Accident Coverage

A benefit provided through an employee insurance plan that provides AD&D protection for workers as they are traveling on company business.

V

Voluntary AD&D Coverage

An AD&D policy that is an elective benefit in an employee’s benefit plan.