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Will My Insurance Cover Car Rental Costs?

A young Caucasian male sitting on the driver's seat of a car receives the car keys from the rental agent to illustrate whether insurance will cover a car rental

If you’ve been in an accident and your vehicle was significantly damaged, chances are you’ll need a temporary replacement car. But the question is, who will cover the car rental cost? While it’s common for many car insurance policies to include rental reimbursement coverage, it is by no means standard. To avoid any unpleasant surprises when you most need this coverage, it’s a good idea to check with your insurance agent.

If you don’t already have rental reimbursement in your car insurance policy, it’s worth taking a moment to evaluate the benefits of adding coverage that will cover the car rental cost. The good thing is that this coverage is generally a low-cost addition to a policy – sometimes as low as $2 a month. This is bargain when you consider that the average time it takes to repair a car is about two weeks, which means the car rental cost can quickly add up to $500 or more.

Adding coverage to cover the car rental cost to a policy is a good idea even for the most confident drivers. Often, good drivers will choose to skip on this coverage simply to pay the lowest possible premium. However, even if the accident is not their fault, the insurance company of the driver at fault can take days or even weeks to make arrangements for a car rental. However, if you have rental reimbursement coverage, your insurance company will typically expedite the process to avoid having you pay the initial car rental cost out of your pocket. If you’re not sure whether you have rental reimbursement, check now before it’s too late.

If you’re looking for a plan that can cover car rental reimbursement, check out Freeway Insurance. Freeway gathers plans from a wide assortment of insurers to get you an affordable plan that meets all of your needs. Get a free car insurance quote today or call (800) 777-5620.

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