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6 Things to Know About Speeding Tickets

Most drivers have received at least one speeding ticket throughout their adult lives. Even so, people have lots of questions regarding speeding tickets. That’s why you must be informed about them, so you’ll better understand how moving violations can impact you and your driving record. 

1. What Is a Moving Violation? 

A moving violation refers to an offense that takes place when the vehicle is moving. This includes speeding, failure to yield, and failure to use your turn signal. Moving violations can result in traffic tickets. When you receive one, you can pay the fine or contest it in court. 

2. Average Speeding Ticket Costs 

While the average cost of a ticket is $150, you can pay much more or less depending on how fast you’re driving and your location. For instance, if you’re flying down the interstate in Illinois, Georgia, Nevada, or Virginia, you might rack up more than $2,000 in fines. That’s much more than you will have to pay in other states. 

3. Will a Speeding Ticket Raise Insurance Costs? 

Speeding tickets can also be costly regarding your insurance. A study found that a 40-year-old California driver can expect to pay 42 percent more for insurance coverage after a single speeding ticket. That’s a reason to slow down when you’re driving. 

4. Do Parking Tickets Go on Your Record? 

woman taking a parking ticket from her windshield

Parking tickets do not go on your driving record. However, the DMV does have a history of your parking tickets, and you have to pay them. If you fail to do so, the DMV will take action to collect the money.  

5. Will Parking Tickets Also Raise Your Insurance Rates?

Many people worry that parking tickets will raise their insurance rates. If you pay your parking ticket, your insurance rates will not go up. However, failing to pay your tickets can indirectly impact them. Your license or registration could be suspended or canceled due to not paying, which could cause your rates to go up. They’ll go up even higher if you’re caught driving on a suspended or canceled registration or license. You’ll receive a ticket for it, and that will cause your rates to increase dramatically.

6. How Long Does a Speeding Ticket Stay on Your Record?

The length that speeding tickets stay on your record depends on where you live. On average, you can expect tickets for minor traffic violations to stay on your record for three years. However, if you’re a California resident, speeding tickets will remain on your record for 39 months. It’s much longer if you live in Virginia, though. There, your speeding ticket will stay on your record for a full five years. 

Drive Safely 

It’s a good idea to drive the speed limit, so you don’t get a ticket. Speeding tickets are expensive and can cause your insurance rates to go up. Also, since they stay on your driving record for so long, the impact will follow you for years. Slow down, so you don’t spend your hard-earned money on traffic offenses. 

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*Based on a Q1 2020 study of Freeway Insurance customers who reported saving when they switched.