Do You Really Need a Roadside Assistance Plan?
In this day and age, everyone’s heard of roadside assistance. You know, someone comes to the rescue whenever you become stranded in your vehicle. When you buy a new car, emergency roadside assistance is typically included in the manufacturer’s warranty. It’s usually covered under extended warranties, as well.
But what happens if you don’t have 24-hour roadside assistance. Is this something you can buy, and if so, is it worth the price? I’m sure the millions of people who opted for one of the many roadside assistance plans and used it would agree that it’s not only a wise investment but also one that can save lives.
What’s Covered Under the Best Roadside Assistance Plans?
When you think about it, so many things can go wrong when operating a motor vehicle. That includes running out of gas, getting a flat tire, having the engine shut-off, overheating, becoming stuck in the snow or mud, and even being in an accident. Especially during the cold winter months or for individuals who travel in more desolate areas, roadside assistance provides much-needed peace of mind.
As far as the types of services, these include free towing, tire changes, dead battery jumps, and a ride to a safe place if needed. Just towing service alone could cost a small fortune. While your automobile insurance may cover some or all of the expenses, not all policies do.
How to Select One of the Best Roadside Assistance Plans
For starters, check your vehicle’s warranty, if applicable. If your car isn’t still covered, then talk to your insurance agent. Sometimes, people have free roadside assistance under their policy and don’t even realize it. So, it’s always good to check.
However, if it’s not a part of your insurance, you can add a secondary policy. If, for some reason, 24-hour roadside assistance isn’t available through your insurer, there are plenty of other companies that offer it.
Keep in mind that as you scour different roadside assistance plans, you want to choose what fits your budget but and at the same time, something that includes the types of services you want. Also, make sure the plan covers your most common driving areas.
Initially, you might think roadside assistance is too much to afford. But in reality, you can find discounted plans that won’t break the bank. Not having this type of protection could ultimately prove much more expensive in the long-run.
Who Benefits the Most From Roadside Assistance Plans?
Roadside assistance is beneficial to all drivers. However, it’s especially advantageous for select groups. As an example, someone with a disability, a teenage driver, a mother who drives with small children, an animal transporter, and an individual who isn’t mechanically savvy would come out on the winning end. Overall, this protection is something that everyone should have.
With policies starting as low as $10 a month, this is protection everyone can afford. However, if you go with the right insurance provider, you’ll get free roadside assistance.
The Bottom Line
Considering how affordable this service is, even the best roadside assistance plans, it makes perfect sense to start doing research today.
Freeway Insurance is giving away free roadside assistance with every policy in California, so take advantage of this great deal and get your free car insurance quote online, over the phone, or at one of our offices near you.