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Watercraft Insurance

Illustration of a man riding a jet ski with watercraft insurance in a body of water.

Low-Cost Watercraft and Boat Insurance from Freeway Insurance

Boat insurance ensures you have a good time both on the water and off. Whether you’re looking to insure your new boat or personal watercraft (PWC), or just looking for a better rate, Freeway Insurance is here to help.

What is a Personal Watercraft?

Water jet-pump-driven boats that are generally less than 13 feet in length (Jet skis, Sea Doos, and Wave runners). Personal watercraft (PWC) come in many sizes and can now easily accommodate four people. In addition, many personal watercrafts can pull a skier.

Most states define a “personal watercraft” as: “a vessel 13 feet in length or less, propelled by machinery, that is designed to be operated by a person sitting, standing, or kneeling on the vessel rather than in the conventional manner of sitting or standing inside the vessel. Personal Watercrafts (PWC) are subject to the same laws governing the operation of motorboats of the same size.

Get a free boat insurance quote from Freeway Insurance.

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Choose coverage options for boating in the open ocean or for winter storage. Freshwater boat coverage and insurance for your boat and accessories is also available. Be sure to speak, chat, or email our team of bilingual and bicultural insurance experts so that you may sail, row, motor, or cruise on the water with the insurance that meets your needs.

Watercraft Insurance Coverage

Our watercraft insurance options include:

  • Open ocean coverage
  • Winter storage coverage
  • Freshwater boat coverage
  • Insurance for your boat and accessories

Enjoy the waves without worry today!

If You Have Questions, We Have Answers

What is watercraft insurance?

Watercraft insurance protects your boat, jetski, pontoon, or other personal watercraft in the event of loss, damage, and/or injury. Learn Morein or FAQ’s page

What does watercraft insurance cover?

There are many different coverages that can be involved in watercraft/boat insurance, however most standard policies include the following coverage: Learn Morein or FAQ’s page

Am I legally required to have watercraft insurance?

Some states may require you to have liability coverage in order to legally operate your boat, jetski, etc., but some do not. However, many marinas and docks may require you to have boat insurance to dock your boat in the area. If you take out a loan to purchase a boat or other personal watercraft, the lender may require you to get watercraft insurance coverage. Learn Morein or FAQ’s page