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Watercraft Insurance

couple riding a jet ski on the ocean with watercraft insurance

Low-Cost Watercraft and Boat Insurance from Freeway Insurance

Boat insurance ensures you have a good time both on the water and off. Whether you’re looking to insure your new boat or personal watercraft (PWC), or just looking for a better rate, Freeway Insurance is here to help.

What is a Personal Watercraft?

Water jet-pump-driven boats that are generally less than 13 feet in length (Jet skis, Sea Doos, and Wave runners). Personal watercraft (PWC) come in many sizes and can now easily accommodate four people. In addition, many personal watercrafts can pull a skier.

Most states define a “personal watercraft” as: “a vessel 13 feet in length or less, propelled by machinery, that is designed to be operated by a person sitting, standing, or kneeling on the vessel rather than in the conventional manner of sitting or standing inside the vessel. Personal Watercrafts (PWC) are subject to the same laws governing the operation of motorboats of the same size.

Get a free watercraft or boat insurance quote online or by calling us at 800-777-5620.

Get a free boat insurance quote online or in-person from Freeway Insurance. Choose coverage options for boating in the open ocean or for winter storage. Freshwater boat coverage and insurance for your boat and accessories is also available. Be sure to speak, chat, or email our team of bilingual and bicultural insurance experts so that you may sail, row, motor, or cruise on the water with the insurance that meets your needs.

Watercraft Insurance Coverage

Our watercraft insurance options include:

  • Open ocean coverage
  • Winter storage coverage
  • Freshwater boat coverage
  • Insurance for your boat and accessories

How do I Get Watercraft Insurance?

Getting insured by one of the experts at Freeway Insurance is easy. Get a free boat insurance quote online, over the phone, or at one of our offices near you.

Have questions? See our watercraft insurance FAQs.