What is Mobile or Manufactured Home Insurance?
First, mobile homes and manufactured homes are the same thing. For a variety of purposes, the government calls a mobile home built after June 15, 1976 a manufactured home. As far as insurance goes, mobile and manufactured home insurance falls under its own category, known as HO7.
Typically, HO7 is the same as homeowners insurance or HO3, a Special Form policy, which is different from a regular homeowner’s policy in that the policy covers everything except what is listed. You’ll need to be vigilant to make sure the insurer you choose covers the things that are right for you.
At Freeway Insurance, we search available mobile home insurance plans for you so you can decide which best fits your needs and budget.
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Can I Get a Discount on My Mobile Home Insurance?
Freeway Insurance can help you find affordable mobile home insurance that fits your budget, but everybody likes to get a discount. Some of the ways you may be able to get a discount on your insurance include:
Bundling – When you insure multiple items through one carrier, you’ll likely get a discount. So, if you have a car, an RV, a boat or other insurable items, be sure and check for a multi-policy discount.
Improved Safety and Security – Installing items such as smoke detectors and alarm systems give your mobile or manufactured home a higher level of protection that could lead to a discount on your policy.
Automatic or Upfront Payment – Saving your insurance company on administrative costs by choosing autopay or paying your annual premium upfront can lead to a discount on your policy.
Most insurance carriers will work with you to earn your business in the form of discounts. Check with your agent to find out if you qualify.
Get Cheap Mobile or Manufactured Home Insurance Today!
Freeway Insurance is here to help you gain peace of mind with low-cost mobile or manufactured home insurance to protect your investment. You can get a quick quote online, call us at 800-777-5620 or visit us at one of our many locations.