Get a Quote for Affordable Home Insurance Today!
Freeway Insurance offers competitive rates for homeowners insurance. Our homeowners insurance provides a safety net for you and your family when unfortunate events, such as theft, fire, or flood, happen. Our licensed insurance experts can help you select the right coverage to protect your home and personal property. Your quote will allow you to compare homeowners insurance costs across multiple homeowners insurance companies to find the policy that best fits your needs and budget.
Freeway Insurance offers convenient ways to shop for home insurance. You can get homeowners insurance quote online, or give us a call at 800-777-5620 to receive a quote for low-cost home insurance.
How Much Can I Save with Home Insurance?
At Freeway Insurance, we’re all about finding ways to make your homeowners insurance effective, yet affordable. Here are some tips to making your home insurance premium lower, including:
- Bundling – Bundle your home insurance with other policies, such as auto insurance.
- Choose a higher deductible – Your insurance company may reward you if you make their costs less.
- Home Security System – On average installing monitored safety and security devices in your home can reduce your homeowner’s insurance.
- Administrative costs – Save your insurance company some administrative fees by paying your annual premium up front or choosing auto pay.
These are just a few of the ways you may be able to save money on your policy. Check with your insurance agent.
Can I Purchase a Home Insurance Policy Online?
Yes, it’s simple. Hippo Insurance Services (Hippo)* is designed to answer today’s challenges for the modern homeowner. Policies provided by Hippo set a new standard of home insurance and offer protection for what’s important to today’s homeowner. And it doesn’t have to cost an arm and a leg. Get a quote in less than a minute by providing a few pieces of information. Then, you can purchase the policy online in less than 5 minutes.
Freeway Insurance is Proud to Partner with Hippo to Offer Affordable Home Insurance Online

How is Home Insurance through Hippo Different?
Your home insurance policy comes with a complimentary smart home monitoring system for eligible homes. Upon activation, the system qualifies most customers for a smart home policy discount for protecting their homes against common risks like fire, water damage and theft. In addition, you’ll get cutting edge coverage for your modern home, including:
- Computers and Home Office – Up to 4 times coverage limit than traditional policies
- Appliances and Electronics – Enhanced coverage to repair or replace anything that uses electric power
- Service Line Coverage – Enhanced protection for the gas, water and sewer connections between your house and the street in case of an accident or wear and tear.
Legal Disclaimer
*Hippo Insurance Services (“Hippo”) is a general agent for affiliated and non-affiliated insurance companies. Hippo is licensed as a property casualty insurance agency in all states in which products are offered. Coverage subject to underwriting qualifications. Not available in all jurisdictions. For more information and state licenses, visit hippo.com. Only eligible policyholders who opt in receive a Smart Home Monitoring kit. © 2021 Hippo Tech Inc.
What is the Average Cost of Homeowners Insurance?

The national average in 2021 is $1,312 annually. This amount is based on $250,000 in coverage. Just like with all types of insurance, the cost can vary widely based on factors such as:
- Home State
- Market Value
- Home Composition
How Much Homeowners Insurance Do I Need?
For starters, you should understand what it would cost to replace your home – and its contents – in the event of a total loss. Nobody expects to be in that position, but you only have to watch the news to see that families lose their homes and belongings to fire – and other events – every day. It’s imperative to have enough homeowners insurance to completely replace your home and belongings.
Most homeowners’ insurance coverage also pays for things like a hotel and meals if you are unable to stay in your home while it is being repaired – or rebuilt. Typically, homeowners insurance also covers other expenses relating to home ownership, for example, if someone gets hurt while they are on your property.
In order to understand how much homeowners insurance you need, you’ll need to add up what it would cost to rebuild your home, replace your belongings, cover injuries that might happen on your property and expenses relating to living somewhere else temporarily. If that sounds like a tall task, don’t worry – our Freeway Insurance agents are experienced in helping you understand how much homeowners insurance you need.
Contact Freeway Insurance Today for Affordable Homeowners Insurance Coverage
For many people, acquiring homeowners insurance is a mandate set forth by their lender, but everybody needs to protect what is most likely their largest-ever purchase and investment. Getting insured by the experts at Freeway Insurance is easy. Start your free homeowners’ insurance quote by clicking on the link above, calling us at 800-777-5620, or at one of our offices near you.