Many people can find affordable, or even free, healthcare insurance through the Health Insurance Marketplace during Open Enrollment. The Marketplace is a result of the Affordable Care Act (ACA), signed into law by President Obama in 2010. Some states have their own marketplace health insurance centers, while other states direct their residents to the federal government site, healthcare.gov.
Some people use the term “Obamacare” to describe the health insurance marketplace. The marketplace has Open Enrollment during specific times in a 12-month period, which is open to anyone who qualifies to apply for a health insurance plan through the ACA. During the rest of the year, people who meet a qualifying event may be able to enroll during Special Enrollment.
The marketplace consists of plans from many different insurance companies and is divided into 4 tiers (Bronze, Silver, Gold and Platinum) based on cost and coverage. Additionally, insurers in the marketplace may not take pre-existing conditions into account when issuing health insurance.
Freeway Insurance has bi-lingual agents who can walk you through the steps it takes to apply, pick a plan and enroll in the Health Insurance Marketplace if you are a resident in California, Arizona, Washington, Florida, Idaho, Oregon or Texas.