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Box Truck Insurance

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Box trucks, also referred to as straight trucks, are typically used for transporting furniture, appliances, and other large items. Box trucks are lightweight and come in various sizes. If your business uses box trucks to transport goods, you’ll need to purchase commercial truck insurance coverage.

Types of Businesses Requiring Box Truck Insurance

There are many types of business that rely on box trucks for transporting goods. Box trucks are most commonly used by:

  • Retail stores
  • Household goods movers
  • Moving companies
  • Couriers
  • And more…

Types of Box Trucks

These are the most common types of box trucks/straight trucks:

  • Moving
  • Ice box
  • Sleeper
  • Reefer
  • Cargo cutaway
  • Tilt cab

Box Truck Insurance Coverages

Coverages available for box trucks are similar to the coverage provided for standard autos, with a few additional coverage options available for box trucks. Here are the types of coverages available for box trucks:

Liability
This is the most common form of state-required auto insurance. Liability insurance is made up of two types of coverages:

  • Bodily injury
    This coverage will help cover costs related to injuries suffered by others as a result of an accident caused by you or your employees.
  • Property damage
    This coverage will cover costs associated with damage to other people’s property in an accident caused by you or your employees.

Cargo Insurance
This will help provide a financial safety net in case your cargo is damaged during transportation.

Collision
This coverage will help pay for repairs or replacement of your box truck if it is damaged in an accident.

Comprehensive
This coverage will help pay for repairs or replacement of your box truck if it is damaged in a non-collision incident (e.g., fire, theft, vandalism).

Non-Trucking Liability
If you are a for-hire driver, you may need this insurance to help cover liability-related costs if you cause an accident in your box truck while you are not on dispatch.

Get Cheap Box Truck Insurance

Insuring your box truck or straight truck with Freeway Insurance is easy and affordable. When you request a quote from Freeway Insurance, we’ll gather a few basic details about your company and your truck(s), then we’ll compare rates from top insurance companies to get you the best coverage at the best price. Request a commercial box truck insurance quote online or over the phone at 800-777-5620 today.