What are the State-Required Minimum Levels of Property Damage Liability Insurance?
All states except New Hampshire require car insurance before residents can legally drive. This required auto insurance consists of bodily injury, property damage and, in some cases, additional required coverages. Here’s a look at the amount of property coverage each state requires its driving residents to carry.
|State||State-Required Property Damage Liability Insurance|
|New Jersey*||Basic: $5,000; Standard: $5,000|
* New Hampshire: New Hampshire does not require car insurance. However, if you are responsible for someone else’s injuries and damages, you must show proof of financial responsibility. Choosing to buy the minimum liability available can protect your assets if you cause an accident. If you buy insurance, these are the minimum amounts you will be required to purchase.
* New Jersey: Drivers may choose to purchase the Basic Plan or the Standard Plan.
Finding Affordable Online Coverage in Your State
Car insurance is more than just a legal requirement; it’s also an inexpensive way to protect yourself from the tremendous risks of daily driving. Freeway Insurance can help you navigate the car insurance maze with an online insurance quote or by calling us at (800) 777-5620. You can also visit us at an office near you.