Getting a Free Auto Insurance quote with Freeway is easy!
Find an office near you to help with your auto insurance
FAQs about Pennsylvania Car Insurance
I Am a Low-Income Driver. What Can I Do About Getting Car Insurance in Pennsylvania?
There are many ways low-income drivers can save on car insurance. For starters, low-income drivers can obtain state minimum coverages.
Other ways to save on car insurance include driving an older vehicle, enrolling in paperless billing/auto-pay, signing up for defensive driving courses, and keeping your account clean and in good standing for three to five years. Not all discounts are good driver discounts.
Can an Undocumented Worker Get Car Insurance in Pennsylvania?
Pennsylvania does not allow undocumented workers to obtain car insurance. However, a 2021 proposed law is working on offering licenses to undocumented workers, subjecting them to the same requirements as legal workers.
All insurers require a valid driver’s license to obtain car insurance. If you are an undocumented worker, then we highly recommend going through the process of becoming a legal resident.
Is It Possible to Get Car Insurance in Pennsylvania With a DUI Mark on My Record?
Yes, Pennsylvania drivers with a DUI on record can obtain car insurance. Pennsylvania is one of six states that does not require an SR-22 to show proof of financial responsibility after a DUI conviction. However, a DUI mark stays on your record for life (unless legally expunged with a successful appeal).
On top of that, Pennsylvania’s DUI laws are rough. Expect to pay a fine of up to $500 for first-time offenses, on top of a suspended driver’s license up to a year and a jail sentence up to six months. Penalties are subject to change based on the level of intoxication, whether a crash occurred or there was a presence of other narcotics in your system.
Expect your DUI to skyrocket premiums by as much as 100% or higher, depending on the severity of the offense and other factors.
Get a Pennsylvania Cheap Car Insurance Quote Today!
Freeway Insurance can help you find the right amount of coverage for you and your family in line with state minimums or the combination of lower deductibles and higher comprehensive, collision, and property damage limits.