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FAQs About New Mexico Car Insurance
You cannot legally drive in New Mexico without car insurance. But what if you don’t have much money? Fortunately, there are easy steps you can take to get the cheap car insurance you need.
First, ask your insurance carrier about car discounts. You may already qualify for certain discounts that can drive your premium down.
Second, don’t be afraid to shop around for a new insurance carrier. Doing so is the best way to get a new rate, and if you pay for insurance by the month, you can get a new carrier at any time.
Finally, make sure to only get the insurance coverage you need. If you drive a relatively old car, you may be better off just getting liability insurance and saving money on your premium each month.
Compared to most states, New Mexico has a relatively large population of undocumented workers. Most of these workers have to drive around each day. But is it possible for undocumented drivers to get car insurance?
The short answer is yes. It is still possible for undocumented workers to get a driver’s license in New Mexico. And so long as you have a license, you can purchase car insurance, though not every carrier is going to offer coverage to undocumented drivers. Once more, your best bet is to reach out to different carriers until you find the coverage and price that you need!
A DUI is one of the worst offenses you can get on your driving record. Getting a DUI means you could face nasty fines, a suspended license, and even jail time. And it also has an effect on your car insurance.
Because of this, many who have a DUI have another big question: Is it possible to get car insurance in New Mexico when you have a DUI on your record?
Yes, you can still get car insurance, though you are going to pay a lot more for it. On average, New Mexico residents with a DUI pay an extra 56% each month on their car insurance. And you may need to shop around for another carrier because not every insurance company offers coverage for those with a DUI conviction.
Get a New Mexico Car Insurance Quote Today!
Here at Freeway Insurance, we specialize in keeping you and your family safe. And we’re ready to help you get started today! Come get started with a quote online, visit us at an office near you, or call us at (800) 777-5620 for a quote.