On average, Florida car insurance in North Port-Sarasota-Bradenton costs around $1,776 a year for full coverage. This is right on par with the U.S. national average of $1,674 and well below Florida’s average of $2,364. The state-required minimum car insurance coverage is quite a bit cheaper, averaging $708 per year.
Your exact Florida car insurance depends on dozens of factors, including but not limited to your age, gender, claims history, and the make and model of the vehicle you drive.
Full coverage car insurance offers multiple layers of protection for you and your property in the event of a crash or other incident, such as vandalism or theft. Since Florida is a no-fault state, the state-required minimum covers your injuries and damages up to your policy limits no matter who caused an accident.
Because medical bills, loss of work and other concerns often cost more than the state-required minimum, it is smart to be sure you have the appropriate car insurance coverage.
All North Port-Sarasota-Bradenton drivers need to have car insurance. Even a single lapsed day of coverage can cause your insurance provider to notify the state, followed by fines and fees.
North Port-Sarasota-Bradenton Affordable Car Insurance Rates by Zip Code
Zip code is one of the factors in determining auto insurance rates. Some zip codes have a higher incidence of theft, vandalism, and natural disasters than other zip codes, resulting in a higher risk profile and higher rates.
Here are the average monthly rates for a sampling of North Port-Sarasota-Bradenton zip codes: