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Discounts for Car Insurance in Lakeland
Car insurance premiums in Florida are among the highest in the country. To ensure that you get the cheapest car insurance rates available, you should look into different discounts offered by your insurance carrier to help bring the cost of your premiums down. For example, a Good Driver Discount rewards drivers with lower premiums if they haven’t had any moving violations or accidents within the last three years.
Other discounts that could be available to Lakeland residents include:
Vehicle Safety Discount – You could be eligible for a discount if your car has certain vehicle safety equipment such as anti-lock brakes, airbags, and anti-theft devices.
Bundling Discount – Many insurance companies offer discounts when you purchase multiple policies with them, such as your car and homeowners’ insurance.
Good Student Discounts – These discounts are given to young drivers who maintain a “B” average or higher in school
Defensive Driver Discount – Drivers may qualify for a discount on their car insurance if they complete a defensive driving course.
What Are the Penalties for Driving Without Insurance in Lakeland?
Suppose you get pulled over by law enforcement without having the required minimum car insurance coverage in Lakeland. In that case, you could face the suspension of your driver’s license and vehicle registration for up to three years. Reinstating your driver’s license can cost up to $500.
The Florida Highway Safety and Motor Vehicles department encourage drivers who plan to cancel their insurance to first turn in their license plates to avoid possible suspension and reinstatement fees.