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Discounts for Car Insurance in Santa Ana
We have focused extensively on factors affecting your car insurance premium. However, the main concern for most drivers is not how their price got this high but how they can lower how much they pay.
We have some good news on that front: insurance carriers are allowed to offer special discounts based on qualifying behaviors and events. Here are some common discounts offered by carriers in California:
Discount for safe driving
Discount for installing anti-theft devices
Discount for being a college student
Discount for military service
Discount for having multiple policies with the same carrier
Discounts for being mature, retired, or a senior citizen
Don’t forget that your own carrier probably has far more discounts. You simply won’t know what is available until you ask them!
What Are the Penalties for Driving Without Insurance in Santa Ana?
When you drive without enough insurance coverage, you are always taking a risk. After all, if you should cause an accident, then you might end up having to pay quite a bit of money for things like property damage and the medical bills of the other driver and his passengers.
However, what happens if you are caught without any insurance at all? You’ll still have to pay for any damages you caused, and you’ll also be on the hook for some major penalties and fees.
When you’re a first-time offender, your fine should be somewhere between $100-$200. A second offense within three years brings the fine to somewhere between $200-$500. Don’t forget; the court may assign additional penalties and fees depending on your situation.
Get a Santa Ana Car Insurance Quote Today!
Here at Freeway Insurance, we’re here to protect you as you drive through Santa Ana and beyond. You can get started with a quote online. Or you can come and visit us at a local office near you. And don’t forget, you can always pick up a phone and call us at (800) 777-5620 for a quote!