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Discounts for Car Insurance in Santa Rosa
If you have a clean driving record, you may be able to save on your car insurance premiums with the following benefits:
Good driver discount
As a best practice, it is a good idea to call your auto insurance company every six months to go over your driving records and see what discounts you may be eligible for. Note, many insurance carriers require a minimum tenure before being considered for any discount.
What Are the Penalties for Driving Without Insurance in Santa Rosa?
Driving without insurance in Santa Rosa, California, could expose you to some harsh penalties. First-time offenders will pay a fine up to $200 (on top of any penalty assessment fees). Second and third offenses are subject to harsher punishment, including the possibility of jail time if you cause an accident. You may also have your vehicle impounded.
On top of penalties, driving without insurance will make it harder to be compensated for damages and assure all damages are paid out of your own pocket. If it is determined you are at fault for an accident, the other driver and insurance company could put you on the hook for all car repair and hospital bills.
Lastly, driving without insurance will almost certainly cause your auto premium to go up. According to WalletHub, premiums rise by an average of 36% after the first conviction.