Factors that go into determining car insurance cost include your zip code, age, driving history, and the car you own.
Be sure to seek enough insurance to cover your needs in the event of an accident. Arizona is an at-fault state, meaning you are on the hook for all damages if it is determined that you are at fault for the accident. If you carry the state-required minimum, you’ll most likely be paying for a large chunk of your own medical bills and property damage out of pocket – and maybe even some of the driver’s expenses, if you are found to be at fault.
Low-Cost Car Insurance Rates by Zip Code in Lake Havasu City-Kingman
The zip code in which you reside is something insurers look at carefully when determining the amount of car insurance you pay. In short, some zip codes have car accidents and thefts occur more frequently than other zip codes, resulting in hiked premiums.
Lake Havasu City-Kingman has five zip codes. Here are the average monthly rates for each zip code: