Get Low-Cost Arizona Auto Insurance
FAQs About Arizona Car Insurance
If you are a low-income driver, you can do a few things to get affordable car insurance in Arizona. Thankfully, Arizona has some of the lowest rates in the country. Follow these tips to get cheaper insurance:
- Drive a car that costs less to insure, like a safe used car that is known for affordable repairs.
- Ask about auto insurance deals such as good driver or anti-theft device discounts.
- Increase your deductible to lower your monthly payment.
- Drop optional insurance coverages and stick to just the minimum liability limits.
- Get part-time (non-owners) driver’s insurance and share a car with someone else.
- Carpool to reduce your daily mileage.
- Pay your premium upfront for a discount.
These options can reduce your premium and make operating your vehicle more affordable. Overall, avoid insuring a risky vehicle like a sports car or a brand-new experimental vehicle. The more familiar the market is with a car’s safety ratings and advantages, the easier it is to find affordable insurance rates for it.
Yes, an undocumented worker can get car insurance or a driver’s license in Arizona — but they must have a work permit and be protected from deportation. Under Arizona state law, a worker can only get a state-issued driver’s license if they can prove that they have permission to be in the country.
Right now, only 17 states or districts officially allow undocumented people to have drivers’ licenses: Washington D.C., California, Colorado, Connecticut, Delaware, Hawaii, Illinois, Maryland, Nevada, New Jersey, New Mexico, New York, Oregon, Utah, Vermont, Virginia, and Washington, but they still require some proof of identity and evidence of residency in the state.
Yes, it is possible to get car insurance in Arizona with a DUI mark on your record. However, you will need to use a restricted license and obtain an SR-22 certificate of financial responsibility. Your insurance agent must file this document to the DMV. SR-22 insurance is a high-risk insurance plan that only a few insurance companies can issue. The costs of DUI insurance can be manageable when you work with an agent and explore your payment options.
Though it costs more than standard plans, it’s better than losing your license altogether. An SR-22 will enable you to drive to work, school, the hospital, and to get basic amenities without needing to depend on others for a ride. This freedom is worth the cost, which can be temporary if you abide by the rules.
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Get started with a quote online, visit us at an Arizona office near you, or call us at (800) 777-5620 for a quote today!