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Idaho Health Insurance

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Idaho Health Care Open Enrollment for 2022 Begins Nov. 1, 2021

Freeway’s licensed and experienced agents are here to help you select, apply for and enroll in the right healthcare insurance plan for you and your family.

  • Idaho health care open enrollment will run from Nov. 1 to Dec. 15, 2021. If you enroll during this period, your coverage will become effective on Jan. 1, 2022. Those who have applied by Dec. 15, 2021 have until Dec. 22 to complete their plan selection.
  • We can help you select how much coverage you need and the amount you will pay by explaining the four categories: Bronze, Silver, Gold, & Platinum. Learn more about health plan metal tiers.
  • There are five providers in Idaho to choose from, all with varying coverage and premiums.
  • Idaho offers enhanced short-term plans that include certain restrictions and conditions.
  • You may qualify for a financial stipend based on your income that helps pay for both coverage and care. See if you qualify.
  • Enrollment is available from your home’s comfort and safety online, over the phone or in our office.

Health Insurance for You and Your Family in Idaho

Finding the right kind of health insurance for you and your family can be tricky. You want to pick a plan that has the appropriate amount of coverage, but also one that you can afford. With a wide variety of plans available at different tiers, it can get confusing fast. At Freeway Insurance, we can help you and your family sort it all out.

Even though Idaho law no longer requires health insurance, it still makes sense to protect yourself and your loved ones. Health insurance is not required, but it really isn’t negotiable, either.

At Freeway Insurance, our agents are standing by to help you find the proper health insurance that you can afford. Call us at 800-408-4041 to get answers about health insurance today.

Find Peace of Mind with Health Insurance

Health insurance coverage is more than just a fallback when someone is critically injured or sick. Although it is priceless to have that peace of mind in the event something does happen, health insurance plays another important role in your family’s life. Helping your family take steps to prevent a serious illness by having regular, routine medical checkups goes a long way to providing a safety net.

A young boy and his mother and father happy with health insurance visiting a doctor

Idahoans who have health insurance are much more likely to recover financially, physically and emotionally than their counterparts who do not have health insurance. It’s not a luxury to provide this essential care for yourself and your family, it’s a necessity.

Freeway Understands Idaho Health Care

Understanding insurance jargon about deductibles, premiums, what’s covered, what’s not and for how much money is complicated. At Freeway, we can help you make sense of all the options, including:

  • Working through the Idaho health insurance marketplace to connect you with the right health insurance for your needs.
  • Compare plans available for residents of Idaho—rates have changed for almost all providers in 2022.
  • Identify if you qualify for any free or low-cost programs.
  • Know exactly what your premiums will be and what coverage you’ll receive.
  • Apply for government financial assistance for help with both the cost of care and health insurance premiums.
  • Meet enrollment deadlines.

Get outstanding service all year round: before, during and after the enrollment period. We’re here to help!

Missed the Deadline? You May Still Qualify for Coverage

In Idaho, you must apply for health insurance through the marketplace by Dec. 15, 2021 to be covered for 2022. However, there are certain life events that will allow you to apply after the deadline has passed. These qualifying life events include:

  • Having a child by birth, adoption, or foster care.
  • Placing a child for adoption or foster care.
  • Change in where you live (including release from jail).
  • Losing health care (such as losing employer coverage, or no longer qualifying for Medicaid).
  • Change in your income, particularly a drop that impacts your ability to pay for health insurance.
  • Turning 26-years-old and losing eligibility under your parent or guardian’s plan.
  • Marriage or entering a domestic partnership.
  • Becoming a citizen, national or lawfully present individual.

Finding Health Insurance in Idaho Can Be Stress Free

At Freeway Insurance, we are here to make navigating health insurance in Idaho as easy as possible. We are experts in finding the best and most affordable healthcare for you and your family. We take the stress out of signing up for marketplace healthcare. Call 800-408-4041 today to find out how we can help.

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