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Each year, millions of people are caught unprepared for auto-related accidents that result in hospitalization, leaving them and their families with medical bills that can take a lifetime to overcome. This is where a hospital indemnity plan comes in.
What is a Hospital Indemnity Plan?
A hospital indemnity plan helps cover certain costs left unpaid by your healthcare or auto coverage. Depending on the type of plan you choose, a set amount is paid by the plan provider—either per visit, per day, per week, or per month—that you are in the hospital. Indemnity coverage helps decrease the costs associated with a hospital stay.
What Does a Hospital Indemnity Plan Cover?
If you are involved in a car accident where you were the passenger or driver in a four-wheel private passenger vehicle and your car accident results in a hospital stay, a hospital indemnity plan will pay you benefits that help cover your hospital visit, treatment for injuries, and surgeries arising from your car accident. You don’t have to visit a hospital that is in-network because benefits will be paid to you no matter which hospital you visit in the U.S.
Benefits of a Hospital Indemnity Plan
Hospital indemnity plans from Freeway Insurance include the following benefits:
- $500 toward accident medical expenses, including: employment of a nurse, professional ambulance service to a local hospital, treatment by a licensed physician/surgeon, and medical expenses incurred while in a hospital either in-patient or out-patient
- $50 per day up to 365 days in-hospital stay
- Free discount prescription plan
- Up to $5,000 Accidental Death and Dismemberment
- Travel discounts, rental car discounts, and more
How to Use Your Hospital Indemnity Coverage
After an eligible car accident, you will receive payment for each day spent in the hospital and for other eligible expenses. There are no networks and no referrals; you’re able to visit any doctor or specialist you choose. The amount sent to you depends on the length of your hospital stay.
Hospital Indemnity Pricing
Hospital indemnity plans from Freeway Insurance are affordable costing just $60 for a six month plan, and $100 for a 12 month plan.
Purchase a Hospital Indemnity Plan
Prepare for the unexpected expenses that arise from an auto accident that results in a hospital stay with a hospital indemnity plan from Freeway Insurance. Individual hospital indemnity plans are just $60 for 6 months of coverage, or $100 annually. Plans can be purchased over the phone at 800-777-5620.
*Hospital indemnity plans are not available in New York or Vermont.