Finding Low-Cost Car Insurance after a DUI is Easy
You’ve made a big mistake and it seems like the fallout from this is never going to stop. After all the court costs and other fees, now you have to find the car insurance that you need to legally drive. We specialize in finding affordable car insurance for drivers who are convicted of driving under the influence.
At Freeway Insurance, we understand that mistakes happen. We are here to simplify the process and get you back on the road so you can get on with your life. Our one-stop DUI solution approach does just that; we get you the car insurance coverage you need and we have a partnership with Smart Start to get the interlock device required to install in your car. A simple phone call to our agents and you get everything you need to get started.
Why Choose Freeway As Your One-Stop DUI Solution?
At Freeway Insurance, we understand that getting convicted of DUI causes major havoc in your life. Not only is everything associated with DUI expensive (some estimates put the total outlay at somewhere between $25,000 to $50,000), these drivers are now in a different category where they must purchase high-risk car insurance and follow certain rules laid out by their state, including, in many cases, filing an SR-22 certificate.
After the dust has settled, you’ll need to find cheap DUI insurance (not all insurance companies will handle this). You’ll need to have your insurance company file an SR-22 certificate and you may need to enroll in a DUI school and/or attend some form of alcohol or drug rehabilitation facility. Finally, you may need an ignition interlock device in your car.
At Freeway Insurance, we can help you get back on the road. We don’t believe that one mistake should stop you from driving to work, picking up your kids and buying groceries for your family. We offer cheap car insurance for those who have been convicted of a DUI.
Freeway Insurance is Proud to Partner with Smart Start to Offer Affordable Interlock Devices
What is an Ignition Interlock Device?
An ignition interlock device (IID) is equipment that is installed in your vehicle to stop you from driving when your BAC is too high. In most situations, drivers must blow into the device and if their BAC is higher than the preset level, the car will not start. The cost can be from $75 to $150 to have the device installed in a lease situation.
Can I Get an Ignition Interlock Device Online?
Yes, you can. Smart Start can ship you an affordable IID for your vehicle, as well as provide locations near you with trained professionals who can install your device without damaging your car. Your state will require you to have your IID installed by a state-certified technician. You can get a fast and easy online quote and Smart Start offers flexible payment plans.
Do I Have to Get an Ignition Interlock Device?
It depends on where you live, whether or not this is your first offense and how high your blood alcohol content was at the time of arrest. Thirty states require an IID, even for first-time offenders. Five more states have requirements for repeat offenders. Eight states base the requirement on the driver’s BAC and the remaining states may require a driver to install an IID on a judge’s order.
What is a DUI?
A DUI stands for Driving Under the Influence and refers to driving while legally intoxicated or under the influence of narcotics or prescription medications. Prescription drugs like muscle relaxers impair a driver’s ability to react on the road, and having a prescription from a doctor is not an acceptable defense in court.
It is illegal to drive while intoxicated in every state, and the penalties for drivers who break these laws are steep. The legal limit for intoxication across the board is a BAC of 0.08% or a blood alcohol concentration of 0.08%. But penalties can begin at as little as 0.02%.
In a word of caution, it doesn’t take many drinks to reach a BAC of 0.08%. Depending on the type of alcohol (liquor, beer, or wine), gender, and lean weight, it could take a drinker as little as one drink or five drinks in an hour to reach 0.08%. According to the National Institute on Alcohol Abuse and Alcoholism (NIAAA), consuming 2.5 drinks for males and 2 drinks for females in an hour is easily enough to bring BAC to 0.08%.
What is the Difference Between DUI and DWI?
DUI is Driving Under the Influence and DWI is Driving While Intoxicated. Different states have different names for this offense, but it boils down to someone who is operating a vehicle while he or she is impaired in some way due to ingesting a substance. The main takeaway is that these offenses are illegal and can result in life-changing circumstances, including taking the life of another in an accident caused by driving while impaired.
What Should I Do After I Get a DUI?
After you get out of jail, retrieve your car from the impound as soon as possible. If you can, hire an attorney who specializes in drunk driving cases. If you cannot afford to hire your attorney, you’ll be appointed one from a list the court keeps. Remember to stay calm and polite throughout all proceedings and don’t talk any more than absolutely necessary except to your attorney. If you are assigned community service and/or alcohol courses or treatment, complete this as soon as possible. Pay your fines as soon as you can and if you are on a payment plan, don’t miss payments.
A conviction for DUI will be on your record for a long time. This will affect your life in many ways, including your employment, your finances and more. But remember, one day this will be behind you and after this you’ll have the opportunity to make better choices when behind the wheel.
Find an Affordable DUI Solution Online Today
You’ve found yourself in a situation where you need budget-friendly DUI solutions after a conviction for driving under the influence. At Freeway Insurance, our agents are experienced in finding ways to get you back on the road, legally. Contact us today online to find out more about our DUI one-stop solutions, call us at 800-777-5620 or find a nearby Freeway office and come in for a chat.