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Cheap Car Insurance You Can Trust.
The term “cheap” often has a negative connotation, but not when it comes to car insurance from Freeway Insurance. With Freeway Insurance, cheap auto insurance means something different. Freeway Insurance offers cheap car insurance you can trust, meaning you’ll get a car insurance policy from a top insurance company that meets all your needs – all at a price you can afford.
How Do I Get Cheap Car Insurance?
Certain factors influence your auto insurance rates, including some things you can control, such as:
- The Type of Car You Drive
The cost and style of your vehicle will impact your insurance rates. The age of your car also matters, as older cars tend to be cheaper to insure.
- The Type of Coverage You Choose
If you drive an older car with high mileage, you might consider eliminating collision and/or comprehensive coverage if you want to keep your premiums low.
- Your Driving Record
Insurance rates can sometimes increase after an accident or moving violation. The good news? You may qualify for a discount after a certain period of driving accident-free.
- The Amount of Your Deductible
Higher deductibles can significantly lower car insurance premiums. While it could mean more out-of-pocket expenses in the event of an accident, it could also mean paying less over time.
- Where Your Car is Garaged at Night
Rates are determined to some degree by the area in which you live and park your car.
- The Number of Drivers on Your Policy
If you add someone to your policy, your rate will increase, particularly if that person is a new teen driver. Statistically, teenagers have more accidents so they’re more expensive to insure.
Common Ways to Reduce Your Auto Insurance Rates
The price you pay for auto insurance depends on a number of factors, including the state you live in, your driving history, the type of car you drive, and more. However, there may be changes you can make to lower your car insurance rates. Some simple measures you can take to lower auto insurance rates include:
- Combine auto and home insurance policies
- Lower your deductibles
- Maintain a clean driving record
- Pay your policy in full
- Complete a defensive driving course
- Carefully consider which type of vehicle you purchase when shopping for a new car
- Take advantage of multi-car discounts when adding more cars or drivers to your policy
- Inform your insurance company of safety and anti-theft devices your car is equipped with
- Update your policy information regularly, especially the number of miles you drive
Car Insurance Discounts That May Reduce Your Rates
When you request a car insurance quote from Freeway, we’ll make sure you get all the discounts you deserve. We’ll review your policy and ask questions to ensure any discount you qualify for is applied to your policy. Here are some of the discounts you may qualify for that will help lower your rates:
- Multi-vehicle discounts
- Multi-policy discounts
- Student discounts
- Military and Federal discounts
- Membership discounts
Cheap Car Insurance Quotes Online
Cheap auto insurance doesn’t mean you have to compromise on quality. You just have to know where to get it and what to look for in a policy. Freeway Insurance makes it easy to obtain low-cost auto insurance. You can get a car insurance quote online, over the phone at 800-777-5620, or at one of our conveniently-located offices in less than three minutes.