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California Health Insurance Quotes

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California offers its residents several options for finding low-cost or free health coverage. Besides having a robust Affordable Care Act Health Marketplace, the state also administers its own version of Medicaid, called Medi-Cal. Both of these are run through Covered California.

California Marketplace Open Enrollment

Individuals and small businesses in California may apply for health insurance through the Affordable Care Act (ACA) during open enrollment. The CA healthcare marketplace offers a large variety of healthcare plans at different tiers. Your income level determines how much you will pay for your coverage. Covered California is California’s version of the healthcare marketplace.

California’s Open Enrollment is a time when anybody can apply for and potentially receive healthcare through the marketplace known as Obamacare. It is normally active from Nov. 1 through Jan. 31.

We know that finding the right health plan can be confusing. At Freeway Insurance, we have knowledgeable, bilingual agents to answer your questions and enroll you for the healthcare that meets your budget.

Affordable Health Plans for You and Your Family with Covered CA

Purchasing a health policy with Covered California on your own can be complicated and expensive, but Freeway Insurance can help you save time and money. And if you can’t afford health coverage, we’ll let you know if you qualify to have some or all of your coverage paid for by the government or Medi-Cal. There are penalties for not having a health policy, so it is important to make sure you are adequately covered to avoid penalties.

You can also give us a call at 877-583-1475 to talk to an expert agent who can answer your questions and help you find the health plan that fits your needs and budget.

Having a Health Plan in California Makes Sense

When you have health coverage, you’re more likely to get routine checkups and preventive care, which helps you stay healthy and saves money on medical costs in the long run. Without a health policy, a short hospital stay could be costly if you become sick or injured, and you could be responsible for the entire bill.

A health plan can help protect your finances if you have a major medical incident. Serious diseases or accidents often require surgeries, treatments, and medications that can result in hundreds of thousands of dollars in medical expenses. Don’t get stuck without health coverage the next time you need medical care – let Freeway Insurance help you find an affordable health plan.

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Freeway Health Experts Can Help You:

  • Compare plans, select how much coverage you’ll have and the amount you will pay by explaining the four categories: Bronze, Silver, Gold, & Platinum. Learn more about health plan metal tiers.
  • Explore any free or low-cost programs for which you may qualify.
  • Apply for financial assistance from the federal government to help pay for the costs of your medical care and coverage.
  • Avoid tax penalties on your state returns. In 2022, penalties can range from $695 per adult, $347.50 per child, or up to $2,085 for a family of four.
  • Get outstanding service all year round: before, during, and after the enrollment period. We’re here to help!

California Special Enrollment

If you miss enrolling in California’s insurance during Open Enrollment, you may be eligible to enroll during a Special Enrollment period. This is only open to Californians who meet the criteria, which includes:

  • Paid the penalty for not having a health plan in CA
  • Lost or will soon lose your health plan in California
  • Affected by wildfires or other publicly declared state of emergency
  • Got married or entered into domestic partnership
  • Had a baby, adopted a child, or began fostering a child
  • Permanently moved to or within California
  • Gained citizenship/lawful presence
  • Returned from active-duty military service
  • Domestic abuse or spousal abandonment
  • Federally recognized American Indian/Alaska Native
  • Released from jail or prison

Get a Free Health Coverage Quote

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Get the peace of mind that comes with knowing you’re protected if you become sick or injured by signing up for a health plan through Freeway Insurance. Find an affordable health care plan that fits your needs and budget. Get a free California health insurance quote online or give us a call to get started.