Learning to drive and getting a car is a major accomplishment for any growing teen. But for the parents, the occasion usually invokes more fear and anxiety than excitement. Of course, adding another licensed driver to your family means you can get more errands done, and your teen can take on his or her own job. But do a little research before you rush out to buy your teen a used car of a make and model they pick. While the best models and brands vary by year, some types of cars are generally safer for new drivers than others. These cars also tend to help you get better rates on the auto insurance your teen needs – which is generally more expensive due to the higher risks teen drivers face.
For a reliable vehicle with plenty of safety features, easy control, good visibility, extra space for groceries and picking grandma up, and even an affordable price tag, look for a mid-sized sedan. These vehicles are certainly not the most stylish or trendy options for a teen, but that’s exactly what makes them such good vehicles for new drivers. It’s easy to find affordable comprehensive insurance on these cars because of their safety features and lower-powered engines as compared to full-sized SUVs or large trucks.
Some teens simply won’t drive a sedan because it’s too old-fashioned and doesn’t offer enough space for carrying friends or family members. When cargo space is a priority, a compact SUV is a good choice. These vehicles aren’t as powerful or as fast as their full-sized alternatives, and they still have limited seating so your teen can’t carry eight friends along at once. Auto insurance rates are also lower for small SUVs than for full-sized ones, especially if you choose a model with extra safety features.
Crossover vehicles are generally small SUVs with seating for three to five, but some take on the form of a modernized station wagon. The sportier styling of these vehicles makes them more appealing to teens without bringing in enough horsepower to encourage risky driving. If your teen loves to camp or hike, or if you live in a rural area, extra features like four-wheel drive and towing capabilities make these vehicles more versatile for the entire family to use. High risk auto insurance remains affordable for these vehicles since they’re safer and more efficient than other four by four and offroading vehicles.
2012 and Newer Models
Regardless of which style of vehicle you choose for your teen, look for a model manufactured after the year of 2012. This was the first year in which it was mandatory to install electronic stability control on all new vehicles. The Insurance Institute of Highway Safety has proven that this single safety feature can cut the chance of an auto accident in half. Not only does this protect your teen, it makes it easier to get good car insurance quotes.
Looking for safe auto insurance to make you feel better about your child hitting the roads without you there to guide them? Give us a call here at Freeway Insurance by dialing 800-777-5620 to compare insurance rates and get more information.