All drivers caught driving without insurance in Utah will be charged with a misdemeanor, along with various fines, reinstatement fees, and court surcharges, amounts of which vary depending on whether it is a first offense or subsequent offense.
First-time offenders can expect to pay a $400 fine and may have their registration suspended. Second and subsequent offenses will result in a $1,000 fine. Reinstating your registration costs $100 and the owner must prove they have the required car insurance.
Remember, your auto insurance agency is required by law to inform the state in real time when a car insurance policy is canceled or lapses.