Many states have penalties for driving without insurance and Texas is no different. You won’t go to jail in Texas for driving without car insurance, but you will face some costly fines. Drivers who are first‑time offenders driving without insurance will pay fines of $175‑$350 and additional fees and any penalty assessments. You will also pay an additional $250 annually for three years to renew your license. That’s an additional $750 on top of your fines.
If you are found to be driving without insurance within three years of your first conviction, you could be looking at a fine of $350‑$1,000 and penalty assessments, including annual surcharges of $250 for three years. This second violation could total up to $1,750.
For drivers looking to avoid those fees, which can amount to much more than the insurance premiums, make sure you are carrying the appropriate amount of car insurance at all times. Don’t get caught driving without insurance in Texas. At Freeway Insurance, our agents are licensed and bilingual and can help you find the insurance that fits your budget and needs.