How Many Fatal Accidents Happen in Harrisburg?
In 2019, two fatal car accidents in Harrisburg involved three vehicles and three people, including one pedestrian.
How Are the Road Infrastructure and Bridges in Harrisburg, PA?
The Harrisburg Department of Public Works is responsible for all public highway projects including street maintenance, sweeping, and plowing. This also covers maintaining greenway trails and limiting air and water pollution.
Today, one of Harrisburg’s biggest projects is its Vision Zero program, a city-wide initiative designed to reduce traffic fatalities by focusing on pedestrian, bicyclist, and vehicle passenger safety. Sample initiatives include bumper block installations for bike lanes, ADA ramp construction, and line painting. This produces plenty of lane closures, clearly marked with visible signage throughout the city.
To learn more about Harrisburg’s Vision Zero action plan, visit here.
Minimum Car Insurance Requirements in Harrisburg, Penn
All Pennsylvania drivers are required to carry the following minimum liability coverage:
All Pennsylvania drivers must purchase personal injury protection (medical benefits) coverage. Many drivers understand that the minimum liability insurance will not be enough to cover repairs and injuries after a car crash. This is why choosing to add more coverage, increase the limits of coverage or adding other types of car insurance such as uninsured motorist coverage may be a good idea.
Note: Pennsylvania is a no-fault state, which means that each driver’s insurance policy pays for their costs incurred after an accident, including medical bills and loss of wages, regardless of who is at fault.
What Are the Penalties for Driving Without Insurance in Harrisburg?
Do not even think of driving without insurance in Harrisburg. It’s not worth the risk.
Penalties for first offenses will cost you $300, a 3-month driving suspension, and a $94 reinstatement fee. Any suspension can be waived earlier by paying a $500 civil penalty and an $88 reinstatement fee. However, this privilege can only be exercised once every 12 months. After every offense, drivers must also show proof of coverage to the Pennsylvania Department of Motor Vehicles.
Factors Allowed in Harrisburg Car Insurance Rates
There are individual factors used to determine the price of Pennsylvania auto insurance.
These factors include, but are not limited, to:
- Insurance claims history
- Credit score
- Zip code
- Marital status
- Type of vehicle
Keep your premiums low by maintaining a clean driving record for three to five years and applying for discounts that reward you for everything from multi-policy bundling to being a good student.