The annual average cost of car insurance in Deltona-Daytona Beach-Ormond Beach is $1,908 for full coverage per year. This is much higher than the national average of $1,674 and lower than the state average of $2,364. Your exact Florida Car Insurance cost will depend on several factors, most notably your age, gender, driving history, and make and model of the vehicle you drive. Driving history ties into your claims record. The higher the number of claims, the higher your rates.
Full comprehensive, collision, and property damage policies above the state minimums provide greater peace of mind in the event of an accident. Luckily, there are many discounts you may be eligible for to keep monthly payments manageable.
Deltona-Daytona Beach-Ormond Beach Low Cost Car Insurance Rates by Zip Code
One way auto insurers assess rates is by zip code. The higher the incident rate within a certain geographic region, the higher the rates.
Deltona-Daytona Beach-Ormond Beach has nine zip codes. Here are the average monthly rates for each zip code: