Is There a Difference Between Good and Safe Driver Discounts?
Sometimes. In many cases, the terms mean the same thing. However, some providers offer a combination of accident-free and violation-free insurance reduction on your auto policy. In other words, you can reap benefits if you have managed to avoid both car accidents and traffic violations in the last three to five years.
Good, accident-free and safe are the most common forms of good driving price cuts available via most providers for their policyholders. In addition, your carrier may offer special packages for other kinds of safe driving behaviors.
As always, you are better off calling and asking: with any luck, anything you already qualify for may be discovered, as well.
Best Ways to Maintain a Good Driving Record
You can maintain any good driving discounts you have by driving less frequently, reducing distractions, being gentle with your gas and brakes, and looking into additional options through your carrier. Without taking such measures, even a single-car accident or moving violation could disqualify you.
When you drive less often, you run less risk of getting into a car accident. And you may be able to drive less often by exploring work-from-home options, inviting people over more and going out less, and catching rides with others in your household.
As an added bonus, driving less often may mean you maybe be eligible for low-mileage usage-based price break. There are plenty of others available, as well, including a defensive driving discount for presenting a completion certificate after taking a defensive driving course. In many cities, this is offered as an online course.
What is a Beacon Device?
A beacon device is a Bluetooth-enabled transmitter that works from an app and allows your provider to monitor your driving behavior, as well as how much you drive. With a beacon device and enabled app, you may be able to further enhance your chances of finding insurance reductions. Just keep in mind that a beacon device is kind of like Big Brother – your insurance company is monitoring you from a distance. If this doesn’t bother you and you don’t mind downloading an app, it’s an easy way to qualify for a safe driver deduction.
How Do I Get These Reduced Costs?
Saving money is always a bonus, but to find out what you qualify for, you’ll need to get on the phone to your agent. In some cases, you may be able to report changes in your status online, but when your life circumstances change, you should reach out. There are many available policy adjustments for important changes, including things like getting married, graduating from college, finding a new job, moving and many more.
Get Your Best Car Insurance Rates Online Today
A good driving reduction can save you money each month with an insurance reduction. But you can save even more money by switching to an insurance provider that offers more competitive rates! If you’ve got questions, we’ve got answers.
Here at Freeway, we offer the best of both worlds: great rates and great savings. You can get a fast and free online auto insurance quote or feel free to give us a call at 800-777-5620. Finally, you can also visit us at an office near you.