How Much Does It Cost?
It depends on how much you buy and where you live, but driver’s with a clean driving record average anywhere from $90 to $145 per year. The other part, bodily injury, averages $600 annually and pays medical bills. The exact amount you will pay will depend on several factors. Your auto insurance company’s agent will most likely look at your driving history, where you live (down to the zip code), your age and some other factors in order to determine your rate. It’s always a good idea to do some comparison shopping to be sure you are getting the best price.
Since liability is required in all but New Hampshire, you’ll have to pay for at least the minimum state requirements. Keep in mind that this minimum may not be enough to pay for everything incurred in a crash, so you might want to consider making changes and upgrading for a little more protection.