Health Insurance for You and Your Family in Arizona
Arizona families and individuals are tasked with finding affordable healthcare options that make their lives healthier and happier. But trying to figure out what health insurance choice is the best one can be confusing and difficult. There are a variety of different types of health insurance to choose from, as well as deadlines and other considerations.
Arizona does not require its residents to have a health plan, but there are many good reasons to be proactive and protect yourself and your family with affordable access to medical care.
At Freeway Insurance, we have skilled agents who are trained to help you find the appropriate plan with the right amount of coverage at a price you can afford. There’s no charge to access this service.
Affordable Health Coverage in Arizona for You and Your Loved Ones
Shopping for health care policies in AZ can be complicated, expensive, time-consuming, and stressful. Fortunately, our trusted team at Freeway Insurance can save you money and time by helping you source for the best health policy.
For those who cannot afford it, our agents can enlighten you about some of the low-cost or no-cost health insurance coverage options funded by the government. Even though residents of Arizona who are uninsured will not face any penalty, it is still vital to ensure that you are adequately covered.
You can also give us a call at 877-706-3479 to talk to an expert insurance agent who can answer your questions and help you find the health plan that fits your needs and budget.
Having Health Insurance is Important
Without a health policy, any injury or sickness, however minor, can drain your finances. Health coverage helps you pay for minor – and major – medical issues. Some severe illnesses or accidents may require surgeries, lengthy treatments, and medications. Any of these can cost several hundreds of thousands of dollars in medical expenses. If you have children, you’ll need to have access to regular healthcare so you can meet the requirements of their school.
It’s important to establish regular medical care for you and your family. You’ll find that your care is better and more comprehensive when you have regular doctor visits. Plus, catching the signs of illness in the early stages, rather than rushing to the emergency department when you or your child is really sick, can have a more positive outcome.
Freeway Insurance can help you:
- Compare rates from top insurance providers.
- Explore any free or affordable insurance coverage options for which you may qualify.
- Determine an accurate estimate of your premiums and the benefits available to you before enrolling.
- Apply for financial assistance or aid from the federal government, such as Medicaid, to pay for the medical care cost and coverage expenses.
- Provide adequate answers to your questions and concerns about policies.
- Our expert insurance agents are always available to assist you before, during, and after the enrollment period.
Arizona Residents Can Purchase Healthcare Through the Affordable Care Act
The Affordable Care Act (ACA) is designed to make quality health coverage in AZ available to all residents. Arizona residents access the ACA health marketplace through the government portal and there are deadlines to apply for and enroll in health marketplace coverage.
Navigating through the health marketplace can be confusing. At Freeway, we can help you choose the best health insurance that meets your budget and your needs.
Open Enrollment for Healthcare in Arizona
Everybody can apply for ACA healthcare, or Obamacare, during Open Enrollment, which lasts from Nov. 1 to Jan. 15. If you need your healthcare to start on Jan. 1, you need to be enrolled by Dec. 15. Arizona no longer assesses a penalty for people who do not have a health policy.
Special Enrollment Period in Arizona
If you missed the open enrollment period, your purchasing options for healthcare insurance would be limited during the coming year. You may be able to enroll or change your existing plan during a Special Enrollment period if you’ve had a qualifying life event. Such qualifying life events include:
- Change in marital status
- Change in dependent status
- Change in your primary residence
- Change in Medicare eligibility
- Loss of other health insurance coverage
- Having a child, adopting a child, or providing foster care
- Child support or other court-ordered payments
- Changes in income or financial status
- Change relating to Medicaid or Children’s Health Insurance Program (CHIP)
- A long term disability
- Becoming a citizen, national, or lawfully present individual
Request a Free Health Insurance Quote in Arizona Today!
Having adequate health coverage gives you the needed peace of mind since you know that you are well-protected in the event of an injury or medical condition.
Call Freeway Insurance today to discuss your health policy options. Our trusted team can help you compare rates and enroll in the right health plan. Get a free Arizona health insurance quote online or call us today at 800-435-0485 to get started.