Your health is your most important asset. You never know when you’re going to need medical care. As the largest, privately-held insurance distribution company in the United States, Freeway Insurance has the resources to provide our clients with top-of-the-line health insurance choices from the leading major carriers, often with exclusive discounts. Most important, our knowledgeable experts will guide you step-by-step in selecting the best health coverage for you and your family. We know that one size does not fit all. Let us customize a plan for you today!
Why do I need Health Insurance?
Access to quality health care is directly tied to having health insurance. Without insurance or unlimited funds, you will have little or no say in the care you receive or providers of that care.
The cost of health care today is so great that a surgery, a day or two in the hospital, treatment for a chronic condition, a prescription for on-going drug therapy, or even several hours in a hospital emergency room can throw you into considerable debt if you are uninsured.
People without health insurance frequently delay care, and are more likely to be sicker when they do get around to seeking care. Not surprisingly, the mortality rates for cancer and other diseases are higher among the uninsured.
What are my rights and protections?
Everyone has the right to buy health insurance. You cannot be discriminated against because of your health status, gender, age, or occupation. However, you may be subject to a pre-existing condition exclusion period if you let your insurance lapse for 63 days or more.
In the case of an emergency, federal law protects you from being denied care in an emergency room, regardless of your insurance status and ability to pay. If you don’t have health insurance and it’s not an emergency, your city’s public hospitals and some clinics are required to treat you, but private hospitals are not.
We believe everyone benefits when all Americans have access to affordable insurance, regardless of their social, economic, or legal status. The advice of our insurance experts will help you to find the best health insurance for you and your family. All Freeway Insurance advisors are licensed professionals focused on providing you with personal service. Call us today and let us maximize your savings.
Individual Medical Coverage
Primary medical insurance coverage, designed for people who don’t have this type of coverage through their employer or another group.
Medicare Supplement Insurance
Medicare Supplement Insurance is designed for senior citizens who participate in Medicare. It provides additional coverage to help with many of the expenses that Medicare does not pay.
Medicare Part D Coverage
Medicare Part D is prescription drug coverage available to those enrolled/eligible for Medicare Part A and/or Part B.
Hospital Income Coverage (Supplemental Medical*)
This coverage supplements primary health insurance coverage by providing you with a pre-determined benefit amount for those extra, unbudgeted expenses that arise.
Benefits may be paid for:
- Accidental Injury
- Outpatient Surgery
- Extended Care
- Intensive Care
Tips & Resources: Myths and Facts about the President’s Health Reform:
Kaiser Family Foundation Health Coverage & the Uninsured:
How do I get Health Insurance?
Becoming insured by one of the experts at Freeway Insurance is easy! We sell insurance at our local offices, online at www.freewayinsurance.com and over the phone at 800-777-5620.