In What Cities Can You Find America’s Best Drivers?

happy family in car all wearing seatbelts

It doesn’t come as much of a surprise to anyone who drives a car and pays for auto insurance that premiums take a chuck out of your budget. Throw in a fender-bender, blowing through a red light or speeding in a school zone and your budget can explode from the high rates you may suddenly be forced to pay to keep yourself and your vehicle on the road.

When it comes to traffic accidents – with the use of insurance records – statisticians actually track the amount of time U.S. drivers average between wrecks. Of course, it may be easier to avoid having a crash in some cities than in others. One obvious reason is – if you’re driving around in the nation’s biggest cities, you’re generally at a higher risk of getting into an accident than you are when navigating the streets of smaller metropolitan areas.

On average, according to Allstate’s 2015 America’s Best Drivers report – across the U.S – drivers go about 10 years between accidents. While the data for the annual report uses information gathered in 2012-2013 and is limited to drivers with Allstate insurance, the results can still be quite revealing.

By studying drivers in the 200 largest cities to determine the average number of years drivers go between filing insurance claims for collision damage and using U.S. Census Bureau’s Annual Estimates of the Population for Incorporated Places over 50,000 people, Allstate came up with their rankings of the 6 cities with what they feel are America’s best drivers.

6. Madison, Wis.
Average number of years between accidents: 12.2
2014 rank: 9

5. Cape Coral, Fla.
Average number of years between accidents: 12.7
2014 rank: 15

4. Fort Collins, Colo.
Average number of years between accidents: 12.7
2014 rank: 1

3. Boise, Idaho
Average number of years between accidents: 13.1
2014 rank: 3

2. Brownsville, Texas
Average number of years between accidents: 13.3
2014 rank: 2

1. Kansas City, Kan.
Average number of years between accidents: 13.3
2014 rank: 4

Although these six cities have the highest interval between automobile accidents, several of the nation’s larger cities have a more dubious distinction of being ranked in the bottom 100 (out of 200) of lowest amount of years between traffic incidents.

134. Chicago, Ill.
Average number of years between accidents: 8.0

151. New York, New York
Average number of years between accidents: 7.7

177. Dallas, Texas
Average number of years between accidents: 7.0

191. Los Angeles, Calif.
Average number of years between accidents: 6.1

200. Boston, Mass.
Average number of years between accidents: 3.9
As pointed out above, Los Angeles and Boston are in the bottom ten with an average of 6.1 and 3.9 years, respectively, between filing a claim for damage from a fender-bender or worse, which means one thing – claims agents in those two cities are a busy lot.

Needless to say, if you reside in or plan to visit any of the worst cities for frequency of traffic accidents, you may want to exercise a little extra caution when behind the wheel. Stay alert and attentive – and obey all traffic laws. It could keep you from becoming a statistic.

If you’re looking for the best auto insurance rates available, you have to do a little digging. And, the way to do that is by getting a free auto insurance quote comparison today!

Have you been able to do better than the highest interval between traffic accidents? Feel free to share your thoughts in the comments section below.

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In What Cities Can You Find America's Best Drivers?
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It doesn’t come as much of a surprise to anyone who drives a car and pays for auto insurance that premiums take a chuck out of your budget.
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